Resources
Plain-English guides on hard-to-place workers’ compensation and the PEO relationship, written by advocates who work inside these markets every day. Start with a guide, get quick answers in the FAQ, or look up a term in the glossary.
The PEO Proposal Red-Flags Checklist
Pressure-test any PEO proposal before you sign. Open the checklist →
Guides & articles
PEO vs. Standalone Workers’ Comp
Which structure actually fits your business, and the costly mistake of staying in a PEO too long.
How to Exit a PEO
The timing, coverage gaps, and records you need to leave a PEO without getting burned.
Class Codes Explained
The four-digit number that quietly sets your premium, and how to fix a misclassification.
Premium Audit Prep
What auditors check, which records to have ready, and the overtime error that costs employers.
Experience Mod 101
How your workers’ comp rate is really set, and the levers that move your mod.
PEO Pricing, Decoded
The four fees nobody explains, and how to read a PEO proposal line by line.
Workers’ Comp Declined?
What to do next when standard carriers turn your business away.
Quick answers
Workers’ Comp & PEO FAQ
Straight answers to the questions owners ask most about coverage, mods, and PEO negotiation.
Workers’ Comp & PEO Glossary
Plain-English definitions of the terms you will run into: mod, class code, premium audit, SUTA, and more.
Talk to an advocate
Wrestling with a tough placement, a renewal increase, or a PEO deal you are not sure about? Tell us what is on your desk. We respond within one business day.